NOOOOOOOOOOOOO!!!


No! No! No! No!

No! No! No! No! No! No! No! No! No! No! No! No!

No! No! No! No! No! No! No! No!

No! No! No! No! No! No! No! No! No! No! No! No! No! No! No! No! No! No! No! No!


There. I said it. 

Here it is one more time.

No!

This message is for every person who takes advantage of my difficulty saying it.

This message is especially for those who should know better.

This message is for the pushers — the ones who hear my no, but find another six ways to ask me, wearing out my no till it becomes a yes.

Most importantly, this message is for me.

I'm 39.5+, and it's time I learned to say it — and mean it!

Practice makes perfect, and I'm going to become very good at No! Get ready, everyone . . . besides the man of my dreams. You'll almost always hear YES!

No is just as important in our lives as yes. It helps define who we are and want to be.

So, watch out! I'm working on No! I don't have a choice. Neither do you.

Know your limits. Set boundaries. When the pushers come at you time and again, push back. Eventually, they'll respect you more or go away. Either way, you won't be burdened or overextended.

Join me. Embrace your No!

What are you going to say No! to now?


I don’t care how hot you think your ass is!

Save it for your myspace page.

Summer in New York. It’s hot. It’s humid. We’re all trying to stay cool, but there’s no need to lose all semblance of reason.

Working in New York City, I get to see it all. Everything. The fashionistas. The rock stars. The hipsters. The sports fans. The celebrities. You name it, we see it.

There are some things, however, I’d be happy to miss. I don’t need to see your thong — and what’s not in it — through your tight, white skirt or pants.

I don’t think it has anything to do with my getting older and approaching the big 4 – 0. I’ve always felt there’s a time and place for everything.

You may spend hours in the gym working to shape that perfect derriere. You may have been given a glorious, natural gift. I don’t care.

Save it for the beach or the bedroom.

While we’re at it, I don’t want to see anyone in public with:

Who dresses these people?

And, since we're talking about cleaning up one’s stay-cool summer appearance . . . I don’t want to see pedicure-deprived feet in open shoes. That goes for all you men, too!


Take me out to the ball game!

Please!!! Bill Gates? Oprah Winfrey? Donald Trump? Mayor Bloomberg? Can anyone take this Yankee fan to a game?

There’s almost nothing I want more. I can’t think of anything other than winning the mega-millions jackpot and spending a month on a private, luxurious, isolated, tropical island. So, until I come up with the winning ticket . . . I’m sticking with baseball.

During this time, as I prep for the big 4 - 0 and beyond, I’m focusing on thoughtful spending and my future financial freedom. Going to the ballpark just doesn’t fit in.

I have great friends — avid baseball fans like me. We love the game and everything about it. We used to go to as many games as possible each season. When we couldn’t get tickets — because the games were sold out — we found ourselves watching in our favorite pubs and restaurants.

I guess I’m still going to as many games as possible. This year, that would be none.

Knowing I’m on a tight budget, my friends want to treat me, but this girl is starting to see the experience in a whole new light.

It's true that one doesn't have to spend an arm and a leg just to show up to the game. There are different price levels. Although one of my best friends is a Bleacher Creature, I prefer a more comfortable experience.

Comfort = $$$$$

I want to see the game. I want to feel like I’m in an oversized schoolyard or park with 52,325 of my closest friends.

I don’t want to bring binoculars or a zoom lens to read the numbers on the backs of opposing team jerseys. Of course, I don’t need to see the numbers to know who’s who in pinstripes. From a mile a way, I can recognize each player from the way he walks, stands, bats, throws, and even spits.

Let’s face it. The seat is only a fraction of the cost. I like my ballpark experience to include a hot dog or two, maybe some peanuts, and at least one round of drinks for my friends. Back in the day, it also included a pre-game outing.

If I bring my god-kids, then we’re talking about a whole different ball game, just like Disney on Ice or the circus. They love these experiences, which I also consider important exposure for their growth, so it’s more than worthwhile . . . when we can pull it off.

It doesn’t matter at which ballpark; going to a game is expensive. The new Yankee Stadium, however, has 444 concession stands, 13 dining and lounge options, and four team stores (11,560 sq. ft.).

So many enjoyable ways to spend, spend, spend!

But, somehow I’ve grown a whole new appreciation for watching the game at home on my comfortable couch, with real-time commentary, healthier food options, close-up shots, a clean bathroom without lines, instant replays, and post-game interviews.

I still enjoy almost every game with my favorite Bleacher Creature. Our VIP seats are 24.5 miles apart — from couches on Long Island to the Bronx.

We both have unlimited text messaging and average 30 messages a game — from It’s high, it’s far, it’s gone! to Jeter's on fire! from Hip, hip, Jorge! to Godzillaaaaaaaaaa!

Being die-hard Yankee fans, many of our messages would be inappropriate to share here. Most of them pertain to a certain New England team or umpires in need of eye exams.

The message I miss the most this year is MOOOOOOOOOOOSE!

Our favorite message is always The Yankees Win! Theeeeeeeeee Yankeeeeeeeees Win! (Thank you, John Sterling.)

Please don’t mistake me. As much fun as we’re having, I’m not giving up the ballpark forever. We’re just going through a phase — a temporary separation. We’ll be back together soon enough, because nothing beats a ball game.

Till then . . . anyone have an in with the Mayor?


Online Answers to Lower Your Food Cost

Today, there’s more information at our disposal than we can ever imagine being able to access.

With a few clicks of a mouse and keyboard touches, you can learn about breaking news, last night’s game, concert dates, who’s dating who, weight-loss tips, how to carve a pumpkin, how to almost anything, and even how to lower your food cost.

A simple lower your food cost search on Google yielded 23,400,000 results. If I add additional specifications, the number of results would decrease, but I would receive options that even better suit my needs.

Take advantage of everything today’s information explosion has to offer. When you find sites that meet your needs add them to your favorites, bookmark them, or become a follower.

When it comes to The High Price of Healthy, I’m already on my quest to figure out a better way. As I come across worthwhile sites, I’ll share them with you.

10 Super-Cheap Chicken Recipes @ myrecipes

Healthy Budget Friendly Recipes @ EatingWell

Budget Recipes @ Taste of Home

Budget Wise @ Kraft Foods

Disney’s 15 Dinners Under $1.50

FiLife's Frugal Recipe of the Week


Not all of these sites present only healthy food options, but there’s almost always a way to adapt recipes to better suit our nutritional needs. And, lucky for us, there are sites addressing that, too.

Heart-Healthy Cooking with Recipe Substitutions

Lowfat Cooking Tips: Substitutions in Cooking & Baking

Cooking Southern (but Healthy) Tips and Recipes for Home-Style Meals


Visit these sites for more information on lowering your food costs.

How to Lower Your Cost of Living and Still Have a Life

Lower Your Food Costs While the Temperature Rises

Lower Family Living Costs

6 Ways to Lower Your Food Cost


Don’t forget to check out coupon sites.

Shop At Home

Cool Savings

Short Cuts


Have any thoughts on healthy eating on a budget? Share your ideas, success stories, and recipes.


Ten Steps to Lower Your Food Cost

1. Stay away from expensive stores.

2. For fresh produce, buy only what you need and know you'll use.

3. Don’t let food go bad. Finish fresh produce and leftovers before making new purchases.

4. For meats, buy family packs or sale items. Split and freeze in portion sizes. Don’t forget to write the date on them and use them in order of purchase.

5. Shop around for the best prices. Check out weekly circulars. 

6. Clip and use coupons.

7. Find out which markets in your area double coupon values or accept competitors’ coupons.

8. Shop at wholesale membership warehouses, but make sure to shop around for the best prices. Sometimes, there’s little to no cost savings on certain items. Don’t forget to use their coupons.

9. Buy seasonal produce at local farm stands.

10. Buy in bulk and split with family or friends.



The High Price of Healthy

During the last six months, as I tried to motivate myself to return to a healthy lifestyle, I was often discouraged by the costs of healthy living — fitness programs, healthy food, stress reduction and relaxation, weight management, vitamins, etc.

It’s no surprise that obesity and poor health is prevalent in much greater proportions with lower-income households. It’s not just about the impact of celebrity endorsements and trends. It’s also about budgets and priorities.

We’re an educated society. We know what’s good for us. Making good choices is sometimes difficult.

The United States Food and Drug Administration Recommended Daily Allowances suggests a daily income of four to six fresh fruits and vegetables per person.

According to the American Cancer Society, increases in vitamin C can also help lower cancer risk. It suggests the increase should come from a wide variety of at least five servings a day of fruits and vegetables and not from supplements.

The costs of five servings of fresh fruits and vegetables a day for seven days is more than what I currently spend each week on food.

Like many others, I want to lose weight and safeguard my health, but I find it difficult to achieve on such a tight budget.

During the week, I most often bring my breakfast and lunch from home, while I watch others spend $15 every day. I spend less than $25 a week for all my meals during work, instead of their $75.

I’m lucky I love to cook and make my lunches. With lower sodium contents and no preservatives, I’m already packing much better options than many of my friends.

There is, however, great room for improvement. While I’ve concentrated on meeting my budgetary needs, my dietary needs have suffered. It wasn’t a difficult decision. Pasta and rice cost less than arugula and apples. Ground meat with higher fat percentages cost much less than boneless chicken breast or fish.

But, enough is enough.

In life, there comes a time when we need to take a step back, evaluate, and sometimes redirect ourselves. Now — as I approach the big 4 – 0 — is that time. When it comes to our health, we shouldn’t put it off.

As I mentioned in Good-Bye Mint Chocolate Chip, I want to put up a good fight and prevent diabetes, high cholesterol, and high blood pressure from ever knocking on my door.

Sure, the budget is tight, but I’m going to have to find a way. I’ll have to give up something else, because this is too important to ignore. At the same time, I’m going to look for ways to eat better without breaking the bank.

Being healthy has its costs, but living an unhealthy life takes a quick toll on us today and sometimes leaves us with irreversible damage.

I welcome your suggestions on healthy eating on a tight budget. I know many of you have the same challenge. Let’s share some ideas and help each other.

B-B-B-B-B-Biopsy?

Thursday afternoon, I’m having a piece of skin removed. There’s a medical term for it, actually two — one for the type of piece of skin and another for the procedure.

Even though the very kind, thorough, and gentle doctor told me both their names, I have no recollection of what she said. All I remember from the conversation is when she said biopsy, which caught me off guard.

I’ve had this tiny extra piece of skin, which is how I refer to it, for many years. It’s never grown since I noticed it and doesn’t bother me.

Vanity motivated me to look into having it removed. I never thought this tiny extra piece of skin could be anything but that.

I’m not worried. The doctor is allowing three weeks to pass from the time of my visit till the procedure. We know doctors don’t wait if they have any concerns.

This fall, I’m also having something else removed. On my face! I guess that’s why I refer to that one as this thing on my face. No one but me knows it’s there, if I don’t point it out. That one has a different medical term but, like the conversation about extra piece of skin, I only remember biopsy.

The removal procedure, whatever it’s called, for this thing on my face, will be the same. I’m even less concerned about this one, because it was originally scheduled six weeks after my visit, before super vanity kicked in. I requested to reschedule when I realized the bandage I’ll need to wear for a week would still be on my face a few days before Labor Day. Sorry, but I have plans.

Biopsy is a scary word, even when you’re sure like me . . . 99% sure everything will be all right.

As I’ve gotten older, too many of my friends have had bouts with cancer and even more have had many a biopsy.

My good friend, and cancer survivor, just got great — benign — results on her latest biopsy. Of course, I told her right away that everything would be fine, but I admit I was a little concerned while we waited to hear.

Maybe I disconnected during my doctor’s visit, because hearing biopsy sometimes brings me back to waiting for the results after my throat surgery. After months of poking and swiping, measuring and guessing, blood test after blood test, my doctor told me with tear-filled eyes that the team of experts decided I most likely had a disease from a list I care not to repeat.

They prepared me for the worst and sent me to pre-op.

That night, I went for a haircut, had it nearly shaved to my scalp. It wasn’t going to do that to me, at least not to my hair. At the time, someone very close to me was battling another version of it. Day after day, I saw what it did to her. (May she rest in peace.)

When you’re waiting for biopsy results, every minute seems like an hour, every day feels like a week.

I remember the moment I found out. I was still in excruciating pain, couldn’t even whisper, and was preparing myself for the worst. Waiting for the call. That call.

I never could have imagined a stranger or better surprise.

My doctor — the sought-after, top-notch, genius, chief of ENT Surgery — called to tell me how happy he was that they were all wrong. I didn’t have any of the diseases on the list I care not to repeat.

Simply, I’m allergic to myself. I kid you not. Well . . . that’s how I describe it.

I have several allergies, including a very annoying one to dust mites. But, I’m also allergic to the mucus my own body produces as a result of my dust mite allergy. Seriously.

This ridiculous biological malfunction wreaked havoc on my throat, my health, and my life for months, but I’ll take the absurd over the fatal any day.

There I was with a nearly shaved head, and all I eventually had to deal with was life with less carpet, little to no curtains, and more cleaning.

With such a bizarre and funny outcome, one could think hearing biopsy wouldn’t have any effect on me.

But, biopsy is still biopsy. Someone is removing a piece of you and examining it or, as we’ve come to understand, looking for bad things.

Each word carries its own weight. Some, like biopsy, are heavier than others.

So, extra piece of skin and this thing on my face will both be removed by some procedure, and I will have two biopsies.

I’m sure I’ll be fine. God willing, I’ll be laughing at this, too, very soon.

Good-Bye Mint Chocolate Chip!

Take that bagel with you, too.

As I approach the big 4 – 0, it’s time to check out the inventory. My inventory. I’m content with who I’ve become. I’m not saying there isn’t room for improvement, but I know I’m where I need to be in life and well on the road to where I want to go.

As I take stock of me, I realize I’m storing a little too much in too many places. No, I’m not going to tell you how much I weigh, and Countdown to 40 isn’t going to parallel Bridget Jones’ Diary with her daily weight-loss updates.

I’ll even resist the temptation to outline my reasons and excuses for why I gained weight and stopped exercising. I’ll take my own advice, leave history in the past, and focus on moving forward.

My weight loss will not only make me feel better about how I look on the outside, but it also will promote better health on the inside. It’ll be worth my weight loss in gold, if I can break my DNA’s vicious cycle and prevent diabetes, high cholesterol, and high blood pressure from ever knocking on my door.

There are five and a half months till my birthday, and I need to set a goal. As much as I’d love to have a supermodel’s body, I don’t think I’ll have enough time.

So, what should I aim for?

If I dedicate myself to eating well most often and exercising four times a week, I can lose eight pounds a month. I know I can. That’s about 40 pounds. When I think of it in eight-pound increments, it doesn’t sound too hard. It sounds realistic and achievable, two of the most important characteristics of a goal.

The positive support of my friends and family will also be crucial. I’ll have most of their cooperation and will avoid the saboteurs at all cost. Sorry, saboteurs, this is too important.

I’ll also have the benefit of attending some events along the way, which is always great incentive to try to look one’s best. This fall will be packed with lots of them: a high school reunion of sorts; several friends’ 40th birthday parties; a professional conference; and maybe even jumping out of someone’s 45th birthday cake. (Just checking to see if you’re paying attention.)

Losing 40 pounds should also help me drop four dress sizes. Right?

Well, if that’s the case, I’m in — losing 40 by 40 it is.